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The Fallacy of the Accident mistakenly applies a general rule to a particular case that is premise, then it would have to apply to all humans. Instead, this is a general rule that is not universal, so it is fallacious to apply it to an exceptional case.
The Fallacy of the Converse Accident instead tries to derive a general rule from a specific case. It is not possible to do this, as the single case may very well be exceptional. An example: