Amortization
Amortization is the spreading of expenses over future time periods of an intangible balance sheet item such as a Leasing (mortgage) or deferred charges.
In real estate, A loan in which the principal as well as the interest is payable in monthly or other periodic installments over the term of the loan. The payments are usually of equal amounts. The result is that at the beginning of the loan, a greater amount of the payment is applied to interest compared to the latter portion of the loan.
See also: appreciation, List of real estate topics
In computer science, an algorithm can be analyzed by its amortized running time or by an amortized consideration of how many actions it performs, on average. In particular, intentional randomness is sometimes introduced into searching and sorting algorithms, which can have the affect of making some algorithmic steps faster, and perhaps make some other steps slower, but which ultimately produce a better overall amortized performance.
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